WHY THE OWNERS SAYING THAT HIS COMPANY IS FALLING BEHIND. WE’LL HAVE THAT FOR YOU. COMPANY IS FALLING BEHIND. WE’LL HAVE THAT FOR YOU. WE SEE YOU TONIGHT AT 6. WE’LL HAVE THAT FOR YOU. WE SEE YOU TONIGHT AT 6. STEPHANIE, A NOW TO YOUR MONEY, WE SEE YOU TONIGHT AT 6. STEPHANIE, A NOW TO YOUR MONEY, SPECIFICALLY YOUR CREDIT CARDS. STEPHANIE, A NOW TO YOUR MONEY, SPECIFICALLY YOUR CREDIT CARDS. THE FED RAISED ITS BORROWING SPECIFICALLY YOUR CREDIT CARDS. THE FED RAISED ITS BORROWING RATE YET AGAIN THIS WEEK. THE FED RAISED ITS BORROWING RATE YET AGAIN THIS WEEK. AND THAT MEANS THE ANNUAL RATE YET AGAIN THIS WEEK. AND THAT MEANS THE ANNUAL PERCENTAGE RATE ON YOUR CREDIT AND THAT MEANS THE ANNUAL PERCENTAGE RATE ON YOUR CREDIT CARD WILL BE ONE OF THE FIRST PERCENTAGE RATE ON YOUR CREDIT CARD WILL BE ONE OF THE FIRST THINGS TO JUMP.

12 NEWS HAS CARD WILL BE ONE OF THE FIRST THINGS TO JUMP. 12 NEWS HAS BEEN MORE ON WHAT EXPERTS SAY THINGS TO JUMP. 12 NEWS HAS BEEN MORE ON WHAT EXPERTS SAY YOU SHOULD DO NOW. BEEN MORE ON WHAT EXPERTS SAY YOU SHOULD DO NOW. GAS TO GROCERIES. PAYING WITH YOU SHOULD DO NOW. GAS TO GROCERIES. PAYING WITH PLASTIC IS ON THE RISE. ELSA GAS TO GROCERIES. PAYING WITH PLASTIC IS ON THE RISE. ELSA ROBE LIST DOESN’T USUALLY CARRY PLASTIC IS ON THE RISE. ELSA ROBE LIST DOESN’T USUALLY CARRY A BALANCE. SHE DOES. NOW LATELY ROBE LIST DOESN’T USUALLY CARRY A BALANCE. SHE DOES. NOW LATELY WE’VE KIND OF BEEN RELYING A BALANCE. SHE DOES. NOW LATELY WE’VE KIND OF BEEN RELYING UNFORTUNATELY BECAUSE PRICES WE’VE KIND OF BEEN RELYING UNFORTUNATELY BECAUSE PRICES ARE UP.

YEAH, PRICES UNFORTUNATELY BECAUSE PRICES ARE UP. YEAH, PRICES >> WHERE EVERYTHING. AND NOW A ARE UP. YEAH, PRICES >> WHERE EVERYTHING. AND NOW A DOUBLE WHAMMY. EXPECT TO SEE A >> WHERE EVERYTHING. AND NOW A DOUBLE WHAMMY. EXPECT TO SEE A HIGHER INTEREST RATE ON YOUR DOUBLE WHAMMY. EXPECT TO SEE A HIGHER INTEREST RATE ON YOUR CREDIT CARD AS SOON AS YOUR HIGHER INTEREST RATE ON YOUR CREDIT CARD AS SOON AS YOUR NEXT STATEMENT, IF YOU PAY OFF CREDIT CARD AS SOON AS YOUR NEXT STATEMENT, IF YOU PAY OFF YOUR CARD EVERY MONTH AND A NEXT STATEMENT, IF YOU PAY OFF YOUR CARD EVERY MONTH AND A HIGHER INTEREST RATE MAY NOT YOUR CARD EVERY MONTH AND A HIGHER INTEREST RATE MAY NOT MATTER TO YOU, BUT IF YOU CARRY HIGHER INTEREST RATE MAY NOT MATTER TO YOU, BUT IF YOU CARRY A BALANCE, IT’S NOW GOING TO MATTER TO YOU, BUT IF YOU CARRY A BALANCE, IT’S NOW GOING TO COST YOU A LITTLE BIT MORE.

A BALANCE, IT’S NOW GOING TO COST YOU A LITTLE BIT MORE. EVERY TIME YOU SWIPE YOUR CARD. COST YOU A LITTLE BIT MORE. EVERY TIME YOU SWIPE YOUR CARD. SO EXPERTS SAY THE TIME IS NOW EVERY TIME YOU SWIPE YOUR CARD. SO EXPERTS SAY THE TIME IS NOW TO PAY DOWN YOUR DEBT. LOT OF SO EXPERTS SAY THE TIME IS NOW TO PAY DOWN YOUR DEBT. LOT OF PEOPLE DON’T REALIZE THIS IS TO PAY DOWN YOUR DEBT. LOT OF PEOPLE DON’T REALIZE THIS IS NEW AND EXISTING BALANCES THAT PEOPLE DON’T REALIZE THIS IS NEW AND EXISTING BALANCES THAT ARE AFFECTED. NEW AND EXISTING BALANCES THAT ARE AFFECTED. >> BY THESE RATE HIKES, IT’S ARE AFFECTED. >> BY THESE RATE HIKES, IT’S BEST TO PAY OFF A CARD EVERY >> BY THESE RATE HIKES, IT’S BEST TO PAY OFF A CARD EVERY MONTH.

BUT IF YOU CAN’T BANK BEST TO PAY OFF A CARD EVERY MONTH. BUT IF YOU CAN’T BANK RATES, TED ROSSMAN SUGGEST MONTH. BUT IF YOU CAN’T BANK RATES, TED ROSSMAN SUGGEST OTHER STRATEGIES GET 0% RATES, TED ROSSMAN SUGGEST OTHER STRATEGIES GET 0% BALANCE. TRANSFER CARD. THAT’S OTHER STRATEGIES GET 0% BALANCE. TRANSFER CARD. THAT’S MY TOP TIP. IF YOU’RE WRESTLING BALANCE. TRANSFER CARD. THAT’S MY TOP TIP. IF YOU’RE WRESTLING WITH CREDIT CARD DEBT.

MY TOP TIP. IF YOU’RE WRESTLING WITH CREDIT CARD DEBT. >> THESE LET YOU AVOID INTEREST WITH CREDIT CARD DEBT. >> THESE LET YOU AVOID INTEREST FOR UP TO 21 MONTHS. THAT’S >> THESE LET YOU AVOID INTEREST FOR UP TO 21 MONTHS. THAT’S A HUGE BENEFIT TO CARRY OUTS. FOR UP TO 21 MONTHS. THAT’S A HUGE BENEFIT TO CARRY OUTS. THERE IS USUALLY A 3% TRANSFER A HUGE BENEFIT TO CARRY OUTS. THERE IS USUALLY A 3% TRANSFER FEE AND YOU NEED TO PAY THE THERE IS USUALLY A 3% TRANSFER FEE AND YOU NEED TO PAY THE CARD OFF IN THE ALLOTTED TIME. FEE AND YOU NEED TO PAY THE CARD OFF IN THE ALLOTTED TIME. ANOTHER OPTION GET A LOW-RATE CARD OFF IN THE ALLOTTED TIME. ANOTHER OPTION GET A LOW-RATE PERSONAL LOAN TO PAY OFF YOUR ANOTHER OPTION GET A LOW-RATE PERSONAL LOAN TO PAY OFF YOUR CARDS OR CONSIDER A NONPROFIT PERSONAL LOAN TO PAY OFF YOUR CARDS OR CONSIDER A NONPROFIT CREDIT COUNSELING AGENCY. CARDS OR CONSIDER A NONPROFIT CREDIT COUNSELING AGENCY. >> YOU CAN ALWAYS CALL YOUR CREDIT COUNSELING AGENCY. >> YOU CAN ALWAYS CALL YOUR CREDIT CARD COMPANY AND ASK >> YOU CAN ALWAYS CALL YOUR CREDIT CARD COMPANY AND ASK FOR A LOWER RATE.

IT OFTEN CREDIT CARD COMPANY AND ASK FOR A LOWER RATE. IT OFTEN WORKS. EVEN MORE RATE HIKES ARE FOR A LOWER RATE. IT OFTEN WORKS. EVEN MORE RATE HIKES ARE EXPECTED THIS FALL, MAKING WORKS. EVEN MORE RATE HIKES ARE EXPECTED THIS FALL, MAKING CREDIT CARDS MORE EXPENSIVE EXPECTED THIS FALL, MAKING CREDIT CARDS MORE EXPENSIVE THAN EVER TO USE CREDIT CARDS. CREDIT CARDS MORE EXPENSIVE THAN EVER TO USE CREDIT CARDS. MOST RATES ARE SO HIGH. IT’S THAN EVER TO USE CREDIT CARDS. MOST RATES ARE SO HIGH. IT’S REALLY HARD TO BUILD WEALTH. MOST RATES ARE SO HIGH. IT’S REALLY HARD TO BUILD WEALTH. WHEN YOU’RE PAYING THE CREDIT REALLY HARD TO BUILD WEALTH. WHEN YOU’RE PAYING THE CREDIT CARD COMPANY. WHEN YOU’RE PAYING THE CREDIT CARD COMPANY. >> 15 OR 20% EVERY MONTH. CARD COMPANY. >> 15 OR 20% EVERY MONTH. BOTTOM LINE PLAN NOW TO AVOID.