seven thousand dollars is not a fantastic balance no 125 interest rate so the installments are paid off completely that so Apple had a thing going on if you want to get a product they will have you pay over 12 months with no interest on it but so I already have all of that paid off that's that does not contribute to the debt hold on okay okay but the rest is no you know it's you are past due a thousand 133 past due why are you not making your payment so at least minimum monthly payments on this okay I don't have any money okay so I mean in order for the past due to get that high that means you must have been missing payments for a very long time very long time I'd say maybe up to like a year a year of not paying on
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